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Latin America

Start your company in Panama

Formation, registered office and bookkeeping — ready to operate from day one.

I'm in 4 min · no card required
Live in 12-14 days
  1. 1
    Notary & Drafting Day 1-3
    • Draft pacto social with Panama notary
    • Reserve name and appoint resident agent
    • Collect apostilled UBO documents
  2. 2
    Public Registry Filing Day 4-9
    • File pacto social at Public Registry
    • Register UBOs with SDRP within deadline
    • Obtain Aviso de Operación at MICI
  3. 3
    Tax ID & Banking Day 10-14
    • Obtain RUC tax ID at DGI
    • Coordinate Panama bank introduction
    • Confirm territorial tax positioning
Starts from
$3,218 first year, all-in
≈ €2,734
What's included
  • Company formation $1,850
  • Registered agent $300 /year
  • Bookkeeping $89 /month
    See pricing tiers by revenue
    • ≤ $50K revenue $89 /month
    • $50K–200K $149 /month
    • $200K–500K $249 /month
    • $500K–1M $499 /month
Still comparing? See alternatives →

Why Panama?

Founders building Americas trading flows

Panama's territorial regime taxes only Panama source income; foreign source trading profits are exempt regardless of remittance. USD as legal tender removes FX overhead between US and LatAm counterparties.

Territorial taxUSD legal tenderAmericas hub

Family offices structuring asset protection

The Panama Private Foundation (Fundacion de Interes Privado) separates founder from beneficiary cleanly under Law 25 of 1995, widely used for succession planning by Latin American principals.

Private FoundationLaw 25/1995Succession planning

Operators needing a niche gaming licence

The Junta de Control de Juegos issues online and land based gaming licences with established case law. Lower friction than Malta or Isle of Man for Latin America facing operators.

Junta de Control de JuegosOnline + landLatAm market

Considerations

If your customers or banks touch the EU

Panama left the EU non-cooperative list in February 2024 and the FATF grey list in October 2023, but residual reputational sensitivity remains — local bank EDD is common and some EU/US counterparties still flag Panamanian entities for enhanced review. For frictionless EU access:

Residual reputational riskBank EDD commonSubstance rules tightened
→ Uruguay LatAm, EU clean, territorial tax→ Cyprus EU member, 12.5%, IP box→ Ireland EU operating + treaty network

If you need Stripe or modern fintech rails

Stripe and Mercury do not support Panama entities; banking takes 90 days. For a digital first business pick a jurisdiction with payment processor support:

No Stripe/MercuryBanking 90 days
→ Delaware (USA) Stripe + Mercury day one→ Uruguay Stripe and Wise supported→ United Kingdom credible UK Ltd with Stripe
Available services

Everything you need to run a company in Panama

Filing, compliance, accounting, handled by certified local partners

Ready to incorporate

Start your company in Panama

From formation to compliance, we handle every filing in Panama.

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