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Africa

Financial services founders targeting Francophone Africa, Morocco

Casablanca Finance City (CFC) status grants a 15% CIT for the first 5 years, then 20%, plus a personal income tax cap for expat staff. CFC is regulated under Bank Al Maghrib oversight and routes capital across 30+ African markets.

CFC 15% / 5 yearsBank Al MaghribAfrica hub
Start setup {placement} 4 min · no card required
Corp tax
35%
Fastest setup
2 weeks
Tax treaties
60
Region
Africa

What you'll need

  • No resident director required
  • Local registered office required
  • Economic-substance test applies
  • Minimum capital: MAD 10,000
  • Administrative language: French
  • Legal system: Civil law

Tax and treaty profile

  • Corporate tax 35%
  • Effective rate ~20%
  • Tax treaties 60
  • VAT rate 20%
  • Withholding on dividends 15%
Key treaty partners
FranceSpainGermanyBelgiumUKUSA

Banking and payments

  • Banking is straightforward
  • Stripe not supported
  • Wise supported
  • EMI license framework available

Considerations

If you need pure tax optimisation without local substance

Outside CFC, the standard CIT runs to 35% with exchange controls and a 20% effective rate even with structuring. For low tax structures without substance ties:

35% headline CITExchange controlsSubstance required