Europe EU
Founders applying for an EMI or PI licence, Lithuania
The Bank of Lithuania reviews EMI/PI applications in 6 months. The fastest in the EU. With EUR 125K minimum capital for a Payment Institution and EUR 350K for a full EMI. CENTROlink gives direct SEPA access without a sponsor bank.
EMI in 6 monthsEUR 125K PI capitalCENTROlink SEPA
Start setup {placement} 4 min · no card required
Corp tax
15%
Fastest setup
5 days
Tax treaties
55
Region
Europe
What you'll need
- No resident director required
- Local registered office required
- Economic-substance test applies
- Minimum capital: EUR 2,500
- Administrative language: Lithuanian
- Legal system: Civil law
Tax and treaty profile
- Corporate tax 15%
- Effective rate ~5%
- Tax treaties 55
- VAT rate 21%
- Withholding on dividends 15%
Key treaty partners
UKGermanyFranceNetherlandsUSAPoland
Banking and payments
- Banking is straightforward
- Stripe supported
- Wise supported
- Crypto banking available
- EMI license framework available
Considerations
If you are not building a regulated payments or crypto product
Lithuania's edge is the EMI/PI/MiCA (EU crypto framework) pipeline; outside fintech the 15% CIT and Lithuanian language admin offer no special advantage. For a generic EU operating company:
Fintech only edge15% CITLithuanian admin