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EU passporting fintech and regulated services, France

ACPR (banking/payments) and AMF (markets) are top tier European regulators. EEA passport for 30 markets from one French licence. MiCA (EU crypto framework) framework already implemented for digital assets.

ACPR / AMFEEA passportMiCA ready
Start setup {placement} 4 min · no card required
Corp tax
25%
Fastest setup
14 days
Tax treaties
120
Region
Europe

What you'll need

  • No resident director required
  • Local registered office required
  • No substance requirement
  • Minimum capital: EUR 1
  • Administrative language: French
  • Legal system: Civil law

Tax and treaty profile

  • Corporate tax 25%
  • Effective rate ~15%
  • Tax treaties 120
  • VAT rate 20%
  • Withholding on dividends 25%
Key treaty partners
USAUKGermanyBelgiumLuxembourgSwitzerland

Banking and payments

  • Banking is straightforward
  • Stripe supported
  • Wise supported
  • Crypto banking available
  • EMI license framework available

Considerations

If you want light touch administration

France's compliance load (URSSAF, DSN, liasse fiscale) is heavier than digital first peers. For minimal admin overhead:

URSSAFDSNLiasse fiscale