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Europe EU

Companies retaining earnings to fund growth, Estonia

0% corporate tax on retained earnings. Only 22% (from 2025) on distributed profits. Reinvest indefinitely without paying tax. Best fit for SaaS / agencies that compound retained cash.

0% retained22% distributedReinvest tax free
Start setup {placement} 4 min · no card required
Corp tax
0%
Fastest setup
5 days
Tax treaties
60
Region
Europe

What you'll need

  • No resident director required
  • Local registered office required
  • No substance requirement
  • Minimum capital: EUR 2,500
  • Administrative language: English
  • Legal system: Civil law

Tax and treaty profile

  • Corporate tax 0%
  • Tax treaties 60
  • VAT rate 22%
  • Withholding on dividends 0%
Key treaty partners
GermanyFranceUKNetherlandsUSALatvia

Banking and payments

  • Banking takes 2 to 4 weeks with KYC
  • Stripe supported
  • Wise supported
  • Crypto banking available
  • EMI license framework available

Considerations

If you need a brand trusted Western European HQ

Estonia is digital first but lighter on banking partner perception. For premium European brand presence:

EU peripheryLighter banking brand