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Europe

Crypto founders needing a regulated EU adjacent base, Andorra

Law 24/2022 on Digital Assets gives Andorra a domestic licensing framework, and local crypto friendly banking remains accessible. Wise supports outbound payouts where Stripe is unavailable.

Law 24/2022Crypto licensingWise supported
Start setup {placement} 4 min · no card required
Corp tax
10%
Fastest setup
4 weeks
Tax treaties
10
Region
Europe

What you'll need

  • Resident director required
  • Local registered office required
  • Economic-substance test applies
  • Minimum capital: EUR 3,000
  • Administrative language: Catalan
  • Legal system: Civil law

Tax and treaty profile

  • Corporate tax 10%
  • Effective rate ~2%
  • Tax treaties 10
  • VAT rate 4.5%
  • Withholding on dividends 0%
Key treaty partners
SpainFrancePortugalLuxembourgUAELiechtenstein

Banking and payments

  • Banking takes 2 to 4 weeks with KYC
  • Stripe not supported
  • Wise supported
  • Crypto banking available

Considerations

If you cannot relocate or appoint a resident director

Andorra requires at least one Andorran resident director and real onshore activity for the tax benefits. If you need to operate fully remotely:

Resident directorOnshore activityNo remote only