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Middle East Common Law

Regulated financial services, ADGM (Abu Dhabi Global Market)

FSRA grants permissions across asset management, banking, insurance, and virtual assets under a Common Law framework modelled on the UK FCA.

FSRA Rulebook aligned with international standardsOver 130 authorised firms operating in the zoneRegLab sandbox active since 2016
Start setup {placement} 4 min · no card required
Corp tax
9%
Fastest setup
3-5 weeks
Tax treaties
115
Region
Middle East

What you'll need

  • No resident director required
  • Local registered office required
  • Economic-substance test applies
  • Minimum capital: No minimum capital
  • Administrative language: English
  • Legal system: Common law

Tax and treaty profile

  • Corporate tax 9%
  • Effective rate ~0%
  • Tax treaties 115
  • VAT rate 5%
  • Withholding on dividends 0%
Key treaty partners
UKFranceGermanyIndiaChinaSingapore

Banking and payments

  • Banking is straightforward
  • Stripe supported
  • Mercury supported
  • Wise supported
  • Crypto banking available
  • EMI license framework available

Considerations

Founders without GCC substance

QFZP status requires adequate substance, qualifying activity, and arm's length pricing. Shell structures lose the 0% rate and fall back to 9% federal CIT.

Substance test reviewed annually by FTAOffice space and qualified staff effectively mandatoryTransfer pricing documentation from AED 50m revenue