A certified true copy is a photocopy that a qualified person has compared with the original, then signed.
For a company document, that person is often the wrong place to start: the registry may sell the certified copy itself.
The short answer
| Question | Answer |
|---|---|
| What is it? | A copy that someone has checked against the original, signed and dated |
| What does it show? | That the copy matches the document the certifier saw |
| Who can certify? | Whoever the recipient accepts. Regulators give examples, not closed lists |
| Best first move for a company document | Check whether the registry issues a certified copy |
| Is it an apostille? | No. It is the step before one |
Three things to hold on to:
- The phrase covers two different documents.
- The certifier must have seen the original.
- The bank or registry receiving the copy has the last word.
Two documents share one name
The phrase names two objects, and most guides describe only one.
| Registry-certified copy | Professionally certified copy | |
|---|---|---|
| Who produces it | The registry that holds the filing | A professional you show the original to |
| Do you need the original? | No | Yes |
| Typical documents | Certificate of incorporation, filed documents | Passports, resolutions, internal registers |
| Who sets the price | The registry's fee schedule | The certifier |
Ordered from the registry that holds the filing.
- No original to present
- Priced on the registry's fee schedule
- For a certificate of incorporation or a filed document
A professional compares the copy with the original.
- The certifier must see the original
- The certifier sets the price
- For a passport, a resolution or an internal register
Use the registry route when:
- the document was issued or filed at the registry
- you no longer hold the original
- the recipient asks for an official copy
Use a professional when:
- the registry does not hold the document
- the document is personal, such as a director's passport
- the recipient names the profession it wants
When the registry sells the certified copy
For the formation document, the registry is usually the cleaner source.
| Jurisdiction | What the registry provides | Published fee |
|---|---|---|
| United Kingdom | Companies House certified copy, up to 10 pages | 22 GBP by post, 65 GBP same day (September 2026) |
| Hong Kong | Companies Registry image records and certified copies | HK$22 to around HK$340, depending on the document (August 2026) |
| Singapore | No paper original. ACRA Business Profile from BizFile | S$5.50 (August 2026) |
| Delaware | Certified copy of the Certificate of Formation | $50 plus $2 per page (July 2026) |
Two notes on that table:
- Singapore. The Business Profile is what most counterparties accept there. Say so early if a foreign bank insists on a certificate.
- United States. For a US company document, the certified copy comes from the state.
The procedure itself, country by country, is covered in ordering a certified copy from the registry.
Who can certify: three regulators compared
Here are the texts, side by side.
| Hong Kong | Singapore | United Kingdom | |
|---|---|---|---|
| Text | Companies Registry AML/CFT guideline for TCSP licensees, March 2025 | MAS Guidelines to Notice 626, paragraph 6-6-6 | GOV.UK, "Certifying a document" |
| Written for | Company service providers, with a matching FAQ for banks | Banks | Personal documents |
| Professions named | Certified public accountant, lawyer, notary public, professional company secretary | Notary public, lawyer, certified public or professional accountant | Solicitor or notary, chartered accountant, bank official, among others |
| Closed list? | No, stated as non-exhaustive | No, introduced by "e.g." | No, given as examples |
No regulator publishes a closed list of certifiers. Each one gives examples, and the institution that receives the copy decides whose signature it accepts.
3 questions
Which jurisdiction fits you?Answer three questions and get the three jurisdictions that match your situation.
Hong Kong: the list in the Companies Registry guideline
The guideline sets one condition first: "for certification to be effective, the certifier will need to have seen the original documentation". It then gives a non-exhaustive list of appropriate persons:
- an intermediary specified in section 18(3) of Schedule 2 to Hong Kong's anti-money laundering ordinance
- a member of the judiciary in an equivalent jurisdiction
- an officer of an embassy, consulate or high commission of the country that issued the document
- a Justice of the Peace
- another professional, such as a certified public accountant, a lawyer, a notary public or a professional company secretary
The banks' version, a Hong Kong Association of Banks FAQ updated on December 30, 2024, repeats the list with "chartered secretary" in the last line. It defines that as a current full member of the Chartered Governance Institute or its designated divisions.
Three rules from the same texts matter to a founder:
- Self-certification. "In general, it is not sufficient for the copy documents to be self-certified by the customer."
- The exception. A professional inside the client company, bound by a professional body's conduct rules, may certify in that professional capacity.
- Scope. The bank FAQ says that, in general, only the identification document "should be subject to certification".
That FAQ counts a certificate of incorporation and a certificate of incumbency issued by a registered agent as identification documents. It adds that banks are not expected to require certification for every other document.
Singapore: the list in the MAS guidelines
The reference for banks is the Guidelines to MAS Notice 626, dated March 28, 2024 and revised on July 1, 2025. Paragraph 6-6-6 applies when a customer cannot produce the original. The bank may then accept either:
- a copy "certified to be a true copy by a suitably qualified person (e.g. a notary public, a lawyer or certified public or professional accountant)"
- a copy on which a bank employee, independent of the customer relationship, confirms having seen the original
Two more points from the same guidelines:
- A key document in a foreign language should be translated into English by a qualified translator, or by an independent bank employee fluent in that language.
- The MAS lists "lack of sign-off by relevant certifying parties such as an auditor or notary public" among the signs of a forged document.
On the company secretary, provider guides say a Singapore secretary can certify company documents, without citing a provision. Many recipients do accept the secretary for internal documents. Ask before relying on it.
United Kingdom: the GOV.UK rule and its limit
GOV.UK says a document is certified as a true copy "by getting it signed and dated by a professional person, like a solicitor". The certifier can be a professional person or someone "of good standing" in the community. Its examples:
- bank or building society official
- councillor
- minister of religion
- dentist
- chartered accountant
- solicitor or notary
- teacher or lecturer
The certifier must not be:
- related to you
- living at the same address
- in a relationship with you
Now the limit. That page deals with personal documents, such as passports, driving licences, bank statements and bills, and says nothing specific about company documents. It also tells readers to check with the organisation, which "may have specific rules for who can certify a document".
For a UK company's own filings, the Companies House certified copy at 22 GBP avoids the question.
| Hong Kong | Singapore | United Kingdom | |
|---|---|---|---|
| Notary public | Named | Named | Solicitor or notary |
| Lawyer | Named | Named | Solicitor |
| Accountant | Certified public accountant | Certified public or professional | Chartered accountant |
| Company secretary | Professional company secretary | Provider guides only, no provision cited | Not among the examples |
| Bank employee | Not among the professions named | If independent and has seen the original | Bank or building society official |
The wording to put on the copy
Two of the texts spell out what the certifier writes. They agree on almost everything.
| Element | United Kingdom (GOV.UK) | Hong Kong (Companies Registry guideline) |
|---|---|---|
| Statement | "Certified to be a true copy of the original seen by me" | That it is a true copy of the original, "or words to similar effect" |
| Signature and date | Required | Required |
| Name | Printed in capitals under the signature | Printed "clearly in capitals underneath" |
| Who the certifier is | Occupation, address and telephone number | Position or capacity |
A complete copy carries:
- The statement, written on the copy itself.
- The certifier's signature.
- The date.
- The name in capitals under the signature.
- The profession or capacity.
- An address and a telephone number.
What gets a certified copy refused
Check each line before you send anything.
| Problem | Fix |
|---|---|
| The certifier never saw the original | Bring the original to the appointment |
| The company certified its own document | Use an independent certifier |
| The certifier is a relative or shares your address | Choose someone unconnected |
| No date, no printed name or no stated capacity | Have the copy redone with all six elements |
| The profession is not one the recipient accepts | Ask for the accepted list in writing first |
| The document is in a foreign language | Add a translation by a qualified translator |
| The copy is older than the recipient allows | Ask how recent it must be, then recertify |
On the last line, none of the texts sets a validity period. The recipient decides how fresh the copy must be.
In Hong Kong, the provider that accepts a copy stays responsible for its own checks, and must be careful with copies certified in a higher risk country or by an unregulated entity.
Certifying from abroad, and when an apostille follows
Two entries on the Hong Kong list are abroad by nature:
- a member of the judiciary in an equivalent jurisdiction
- an embassy or consulate officer of the country that issued the document
Whether a notary or lawyer in your own country is enough is the recipient's call. Work in this order:
- Ask the recipient, in writing, which certifiers it accepts.
- Order the registry's certified copy where one exists.
- Take the remaining originals to an accepted professional.
- Ask whether the copy must then be legalized.
Step 4 is where certification stops being enough. A copy cannot be apostilled directly. It must first be certified by a notary, and the notary's certification is what gets apostilled.
So if the copy will cross a border, choose a notary from the start. The rest of that chain is in when a certified copy also needs an apostille.
The summary
| Question | Answer |
|---|---|
| What does the phrase cover? | A registry-certified copy, or a professionally certified copy |
| Which is better for a certificate of incorporation? | The registry's copy, where it exists |
| Who can certify the rest? | Typically a notary, lawyer or accountant, subject to the recipient |
| Is there a closed list? | No, in none of the three jurisdictions |
| Can the company certify its own documents? | In Hong Kong, generally not |
| What must the copy carry? | Statement, signature, date, printed name, capacity |
| How long is it valid? | As long as the recipient says |
| What comes after, across borders? | Notarization and an apostille |
Frequently asked questions
What is a certified true copy?
It is a photocopy that a qualified person has compared with the original, then signed and dated. For company documents, the phrase also covers a copy issued and certified by the registry itself.
Who can certify a true copy of a company document?
Regulators name notaries, lawyers and accountants as examples. Hong Kong adds professional company secretaries, Justices of the Peace and embassy officers. The recipient decides which of them it accepts.
Can a company secretary certify a true copy?
In Hong Kong, the Companies Registry guideline names a professional company secretary, and the banks' FAQ names a chartered secretary. In Singapore, provider guides say so without citing a rule, so ask the recipient.
Can a director certify the company's own documents?
Hong Kong's guideline says self-certification by the customer is in general not sufficient. The exception is a professional inside the company who certifies in that professional capacity.
Is a certified true copy the same as a notarized copy?
Not always. A notary is one of several people who can certify a copy. If the copy must later be apostilled, the certification has to come from a notary.
How do I get a certified copy of a certificate of incorporation?
Order it from the registry that issued the certificate. Companies House charges 22 GBP by post for a UK company. Delaware charges $50 plus $2 per page.
How long is a certified true copy valid?
None of the regulatory texts sets a period. The bank or registry receiving the copy decides how recent it must be, so ask before you pay for certification.
Does every document in a bank application need certifying?
Not in Hong Kong. The banks' FAQ says that, in general, only the identification document should be certified. Banks are not expected to require it for every other document.
What wording should the certifier use?
GOV.UK gives "Certified to be a true copy of the original seen by me". The certifier then signs, dates, prints their name in capitals and states their occupation.
Does a certified true copy need an apostille?
Only when the recipient abroad asks for one. The copy is then certified by a notary, and the apostille is placed on the notary's certification.
Sources
- GOV.UK: Certifying a document
- Hong Kong Companies Registry: Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Trust or Company Service Provider Licensees), March 2025
- Hong Kong Association of Banks: Frequently Asked Questions on the AML/CFT Guideline (30 December 2024)
- MAS: Guidelines to MAS Notice 626 (revised 1 July 2025)
The lists of certifiers, the wording and the limits on self-certification are quoted from the GOV.UK page, the Hong Kong Companies Registry guideline for TCSP licensees, the Hong Kong Association of Banks FAQ and the MAS Guidelines to Notice 626, consulted in October 2026. Those texts give examples, not closed lists, and the GOV.UK page addresses personal documents. Registry fees are the ones already published on corpsec.io, dated July to September 2026. Market prices for certification and validity periods are set by certifiers and recipients and are not stated here. This is informational, not legal advice.
